PIFMCoopPay It ForwardMarketing Cooperative
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    3. Share Capital
    Required deposit

    Your seat at the table.

    Share Capital is what makes you a member instead of a customer — an ownership stake in the cooperative that earns a share of what we build together.

    Deposits

    Share Capital

    ₱20,000 minimum
    What it is
    Your ownership stake in the cooperative — the thing that makes you an owner, not just a customer.
    What it earns
    Dividends, declared at the General Assembly based on the cooperative's surplus for the year.
    Payment options
    You can pay it in full when you join, or in installments according to coop policy — whichever fits your season.
    When you can withdraw
    When you withdraw your membership, in line with the bylaws and applicable cooperative laws.
    Why this matters: Share Capital is what makes you a member instead of a customer.

    Associate Members begin with a Savings Wallet and a Purchase Wallet instead. Read about the Associate Member entry tier.

    How to avail

    Three simple steps. All digital. Hassle-free.

    1. 01

      Make sure you are a Member in Good Standing.

      Head over to How to be MIGS and walk through the four conditions.

    2. 02

      Apply through the member portal or at your nearest Coop Outlet.

      Online or in person — whichever you prefer. We will meet you where it works for you.

    3. 03

      Receive the proceeds, file your claim, or activate the service.

      The whole thing is digital, and as hassle-free as we can make it.

    Also for you

    The rest of what your membership opens.

    • Regular SavingsLiquid savings that stay within reach and quietly grow.Read more
    • Business Credit LineCapital for a livelihood — reviewed fairly, never predatory.Read more
    • Bayanihan AssistanceBereavement cash help and community support when a family grieves.Read more
    • Accidental InsuranceCover for the day an accident stops you from working.Read more

    Ready to put your money to work?

    Become a member today and unlock every product we have built for the next chapter of your family's life.

    Become a MemberTalk to a Coop Outlet officer
    PIFMCoopPay It ForwardMarketing Cooperative

    A hassle-free, fully digital cooperative that keeps every blessing moving forward — and is built to stand in every barangay for generations.

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    “Freely you have received, freely give.”
    — Matthew 10:8
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