Business Credit

The first ₱10,000 of capital.

When life calls for capital, your cooperative answers. Reviewed for its purpose, your capacity, and our shared relationship — member-friendly, and never predatory.

Credit

Business Credit Line

Who it is for: Members starting or growing a livelihood — a sari-sari store, a tricycle, a small farm, a buy-and-sell, a service venture.
What it funds: Inventory, equipment, working capital, and expansion.
Eligibility: Open to every Member in Good Standing.
Terms: Member-friendly. The exact rates, ceilings, and tenors come from the credit policy, and we explain them in plain words at application.
Application: Done fully online, with optional in-person support from your Coop Outlet officer if you would like a hand.

Why this matters: That first ₱10,000 of capital is often the only thing standing between an idea and an income.

To be eligible, you need to be a Member in Good Standing.

How to avail

Three simple steps. All digital. Hassle-free.

Make sure you are a Member in Good Standing.

Head over to How to be MIGS and walk through the four conditions.

Apply through the member portal or at your nearest Coop Outlet.

Online or in person — whichever you prefer. We will meet you where it works for you.

Receive the proceeds, file your claim, or activate the service.

The whole thing is digital, and as hassle-free as we can make it.

Also for you

The rest of what your membership opens.

Ready to put your money to work?

Become a member today and unlock every product we have built for the next chapter of your family's life.

Become a Member Talk to a Coop Outlet officer