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    Member service

    Coverage that catches you.

    Protection for the day an accident leaves you injured or unable to work, so the cooperative absorbs the shock while you focus on healing.

    Member services

    Accidental Insurance

    What it is
    Coverage that catches you when an accident leaves you injured or unable to work.
    What it covers
    Defined accidental injury and related benefits, in line with the coverage policy.
    Who it is for
    Every active member.
    Filing
    Filed fully online through your Coop Outlet or the member portal.
    Why this matters: The cooperative absorbs the shock, so you can focus on healing.

    What you receive

    • Defined accidental injury and related benefits, in line with the coverage policy
    • For every active member
    • Filed fully online through your Coop Outlet or the member portal
    How to avail

    Three simple steps. All digital. Hassle-free.

    1. 01

      Make sure you are a Member in Good Standing.

      Head over to How to be MIGS and walk through the four conditions.

    2. 02

      Apply through the member portal or at your nearest Coop Outlet.

      Online or in person — whichever you prefer. We will meet you where it works for you.

    3. 03

      Receive the proceeds, file your claim, or activate the service.

      The whole thing is digital, and as hassle-free as we can make it.

    Also for you

    The rest of what your membership opens.

    • Share CapitalThe ownership stake that makes you an owner-member, not a customer.Read more
    • Regular SavingsLiquid savings that stay within reach and quietly grow.Read more
    • Business Credit LineCapital for a livelihood — reviewed fairly, never predatory.Read more
    • Bayanihan AssistanceBereavement cash help and community support when a family grieves.Read more

    Ready to put your money to work?

    Become a member today and unlock every product we have built for the next chapter of your family's life.

    Become a MemberTalk to a Coop Outlet officer
    PIFMCoopPay It ForwardMarketing Cooperative

    A hassle-free, fully digital cooperative that keeps every blessing moving forward — and is built to stand in every barangay for generations.

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    “Freely you have received, freely give.”
    — Matthew 10:8
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