What we offer

Three services that touch your money — all under one immutable ledger.

Whether you’re buying rice, depositing your savings, or receiving community assistance, the same audit trail protects every peso. No parallel ledgers, no off-book activity.

Retail at member-first prices

FMCG, farm produce, farm inputs, coop-branded goods, and local products at any PIFMCoop outlet. Pay with your Purchase Wallet, Credit Wallet, cash, or a mix.

Find an outlet

OTC financial services

Savings deposit or withdrawal, Share Capital contribution, credit repayment, or Purchase Wallet top-up — walk into any outlet with OTC enabled. Dual receipt (member + outlet) on every transaction.

Find an OTC outlet

Bayanihan Assistance

Community assistance program debited per BOD resolution, capped at ₱10 per activity. Regular members qualify with Savings ≥ ₱1,000 for two consecutive months. Associate eligibility is admin-configured.

Compare tiers

Patronage refunds

The more you use the cooperative, the more of its earnings come back to you.

Every qualifying Sale and OTC transaction counts toward your patronage, computed per CDA methodology after each fiscal close. Refunds credit directly to your Savings Wallet.

See how Regular members earn